Home About Audit Limited Companies Solicitors Charities Accountancy Taxation Introduction Self Assessment Partnerships Limited Companies Value Added Tax Tax Investigations Introduction Income/Corporation PAYE/NIC VAT Finance Investment Advice Wills & Trusts Accountancy Software IT Support Charities Company Formation Introduction Company Secretary Services Contact Finance At C.J. Gardner & Co. we offer the following services: - If you require finance by way of loans or overdrafts, we are able to assist through our network of contacts with local banks. We can help with cash-flow forecasts for applications in connection with bank overdraft facilities or loans. We can advise on factoring if you require this type of finance.